Veteran's Benefits
     The following are Federal Veteran’s Benefits. Every member should check with the State or County Veteran’s representative to see what additional benefits may be offered in their state of residence. Eligibility for most VA benefits is based upon discharge of active military service under other than dishonorable conditions. Some of these benefits like the home loan guarantee program are available to members while still on active duty. Veterans Group Life Insurance (VGLI) • The member is covered by SGLI for 120 days after separation • SGLI can be converted to VGLI • It is offered by the Department of Veteran’s Affairs • It can purchase coverage in increments of $10,000 up to the amount of the member’s SGLI but cannot exceed $250,000. • SGLI can be converted to VGLI up to the 120th day after retirement and the member cannot be denied coverage. After the 121st day member may still apply for coverage however, the member is subject to a medical evaluation and can be denied. • VGLI coverage, if elected, becomes effective the 121st day after separation. • It is a 5 year renewable term life insurance policy • VA will send the applicable forms directly to you within 30 days after retirement • If you do not receive the forms you may call 1-800-827-1000 to request forms • There are other life insurance policies out there so shop around but be sure to read the fine print. Additional information on Veteran’s Benefits can be found at the Department of Veteran’s Affairs website at www.va.gov or by phone: VA Benefits 800-827-1000; Health Benefits 877-222-8387; Education Benefits 888-442-4551; Life Insurance 800-669-8477; Debt Mgmt. 800-827-0648; and Headstones 800-697-6947.

Family News
Is this your fifth move, or your first?
Are you moving to another city, a new state, or a new country? No matter where you are going, the most important stuff goes with you. Like, your family, your toys, your clothes and your pets. And since your family is moving with you, your new home will be a lot like your old home, because it’s got the exact same people and most of the exact same stuff as before. OK, now let’s get you through packing up your stuff, the movers, and moving your pet (hopefully) and all those memories you made in your current home. Read more at: http://www.dod.mil/mtom/k3.htm